At a Glance

• GEL 21,955,196 Gross Written Premium (2025 9 Month)
• Loss Ratio: 71.94%
• Solvency Ratio : 180%
• Footprint: Tbilisi, Kutaisi, Batumi and Poti
• Segments: Health, Motor, Property, Cargo, CPM, list inexhaustive

Financial Results & Reports

• Quarterly Results – BS, IS, Insurance-Reinsurance
• Annual Audited Reports

Shareholder Information

• Archil Morchiladze – 51%
• LTD Clinic “Newmed” – 49%

Strategy & Outlook

• Strategic priorities – IGG focuses not only on premiums but profitability
• Sustainable capital growth – increased capital 5.9x
• New HQ in Tbilisi in 2025
• Reinsurance partnerships – SCOR & Hannover RE
• Profitable underwriting on loss-making lines
• Diversified insurance, cross-border services

Sustainability & ESG

• Digitally signed contracts
• Solar panels submission sent
• Sustainable underwriting

• Support for veterans
• COVID-19 sector support
• Employee development & wellbeing
• Family benefit programs

• Ethical business conduct
• Regulatory compliance
• Golden Brand recipient
• Whitelist compliance – State Procurement Agency

Corporate Governance – Directors

• General Director – Archil Morchiladze
• Financial Director – Vasil Gomurashvili
• Executive Director – Zurab Sadunashvili
• Medical Insurance Director – Tamar Tsintsabadze

News & Events

• Press releases & regulatory announcements

Investor Relations Contacts

• Email: morchiladze@igg.ge
• Email: natalia@igg.ge
• Phone: (+995 32) 2 244 111